High Schools
Newer coverage area: Policies designed for schools and collectives, not just athletes
What’s included
Career-ending injury protection with renewable options as the athlete advances.
What we’ll ask for
Offer letters or NIL agreements, identification of endorsements, medical history for underwriting, and a primary contact (advisor or guardian, if applicable).
Our Process
1. Determine future insurable income potential
2. Submit documentation
3. Submit medical records
4. Underwriters review
5. Receive a quote on the elements to insure
6. Issue the policy
It is inevitable that NIL money migrates to the high school level, and indeed, in some cases, it already has. As an enticement to top programs looking to attract talent, high school “collectives” could pay the premiums for their top athletes to ensure that their future income-generating endeavors are guaranteed against injury. It can be used as a recruiting tool to entice highly regarded athletes to commit to a top-level program.
Coverage can follow an athlete into college, but at that point it is going to be up to the athlete – or their school, or their representative, or their family – to pay the premium to continue coverage. However, at that point, the athlete should be able to use NIL earnings to pay the premiums to protect their future.
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Licensed in all 50 U.S. states. Coverage subject to underwriting and availability.