Draft Protection
Newer coverage area: Policies designed for schools and collectives, not just athletes.
Who it’s for
Select athletes with credible draft projections.
How it works
We align coverage limits to realistic projections, documented NIL/endorsement potential, and medical underwriting.
What we’ll ask for
Projection data, advisor contact, and medical history for underwriting.
Our Process
1. Determine future insurable income in a professional sports league
2. Submit documentation
3. Submit medical records
4. Underwriters review
5. Receive a quote on the elements to insure
6. Issue the policy
In most cases, it is impossible to pinpoint where an athlete will be drafted unless they are the top pick in the draft. However, it is possible to predict the range where an athlete will be drafted, and the corresponding salary slots for that range and that particular position. Draft Protection ensures that an athlete is compensated if an injury or illness forces a team to draft that athlete lower than they were originally projected.
All Permanent Total Disability policies have riders and endorsements that can strengthen an athlete’s compensation. For example, an athlete can not only get Draft Protection, but also get a Critical Illness rider to protect against injuries that can end an athlete’s season, but not necessarily their career.
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Licensed in all 50 U.S. states. Coverage subject to underwriting and availability.