Our mission:
Protect athletes’
financial future
NIL has created unprecedented opportunities and more to lose when injuries happen. We tailor coverage to real NIL situations and help you make clear, long-term decisions, across any sport and any gender.
Meet Our Team

Frank Hughes
Founder
Two careers, one mission: protect athletes’ financial futures. Frank spent 20 years as a sportswriter covering the NBA, NFL, and Pac-12 for top outlets before building a successful insurance and securities practice in Silicon Valley and Southern California. He leverages a rare blend of sports insight and financial expertise for every client.

Raymond E. Kingsfield
CFA
Former wide receiver at William & Mary, player-coach in Europe, and Chartered Financial Analyst, Ray has spent 15+ years managing a family office in Chicago with disciplined, creative investing. He now grounds NIL Insurance Company’s coverage in disciplined, real-world risk management for athletes and institutions.
NIL Insurance Company is licensed to place insurance in all 50 U.S. states.
What Guides Us
- Athletes first—always
- Privacy and integrity
- Clarity over jargon
- Results over hype
- Sport-and gender-inclusive

AS SEEN IN




Selected books and articles from Frank’s years covering pro and college sports:
- The Wizards? Snap out of it, Michael · ESPN
- Championship rings not the sole reserve of NBA’s greatest players · Sports Illustrated
- Front-office politics get dirty · ESPN
- Blazers face another tough decision with injury-plagued Oden · Sports Illustrated
- New League in the Making · The Washington Post
- Slick Watts’s Tales from the Seattle SuperSonics · by Slick Watts and Frank Hughes (2005)

and Spencer Haywood (right)

With NFL Hall of Fame reporter John Clayton (left).

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Licensed in all 50 U.S. states. Coverage subject to underwriting and availability.
